Welcome to Online KCBS Online Kcbs

Quick Access

Transaction Flow for New member

Transaction Flow for an Existing member

Transaction flow for existing online.kcbs.in user

Fixed Deposit Interest Rates

Customers may open the FD/RD accounts online now.

Customer may deposit into the following KCBS accounts

Bank A/C No Bank Name IFSC Address
076010100165679 Axis Bank UTIB0000076 1st Floor, G.R.R Building,Main Road, Suryaraopet, Kakinada.
33088198958 State Bank of India SBIN0000850 Main Branch D. No: 13-1-51, Ground Floor Main Road, Kakinada.
028005004034 ICIC Bank ICIC0000280 Main Road, Kakinada

New Membership - funds required to be deposited are 12/-

FD - minimum amount required is 1000/-

RD - minimum monthly installment amount is 500/-

Transaction Flow for New member

  1. Customer who wish to be a member of KCBS will deposit 12/- into KCBS accounts KCBS accounts table
  2. Customer Creates a login throught online.kcbs.in
  3. Customer fills the membership application through online.kcbs.in. Payment details to be provided in the application.
  4. KCBS will review the membership application and the decision is conveyed to the customer over email and SMS.
  5. If the membership is approved by KCBS, then customer can avail the FD, Savings, RD services.

Transaction Flow for an Existing member

  1. Member creates the login using membership GL no. in online.kcbs.in
  2. Member can open FD, RD accounts anytime.

Transaction flow for existing online.kcbs.in user

  1. Customer needs to deposit the funds into KCBS accounts.
  2. Customer fills the FD/RD application by providing the payment details from step-1.
  3. KCBS will approve the applications after receiving the funds.
  4. Customer will get the e-bond for the account opened after approval.

Fixed Deposit Interest Rates

Maturity Period Cumulative Rate Mis Rate
30 To 90 days 7% 7%
91 To 120 days 9% 8%
121 To 160 days 10% 9%
161 To 240 days 10.5% 9.5%
241 To 365 days 11% 10.5%
366 To 8000 days 11.5% 10.5%